Description
KARMA – A Story of Betrayal, Justice, and Redemption
KARMA is a gripping psychological thriller about ambition, betrayal, justice, and redemption—where every choice returns with consequences.
Amrita Patil, born and raised in Carmel, Indiana, is the only daughter of one of the Midwest’s wealthiest Indian hoteliers. Intelligent and capable, she grows up surrounded by privilege—but also emotional isolation.
Despite dating several men, she never finds a long-term commitment. Years of depression and medication led to weight gain, and by the age of forty, her parents feared she might never marry.
Through Facebook, Amrita meets Kumar, a young IT engineer from India. Kumar, twenty-five years old and from an extremely poor family, dreams of coming to the United States. Their marriage—part love, part opportunity—offers hope to both. Amrita provides visa sponsorship and financial support to Kumar’s struggling family, while Kumar builds a successful career in Indianapolis managing IT systems for a major healthcare institution.
After fourteen years of marriage, ambition overtakes loyalty.
Kumar starts his own IT company and hires Brittney, a beautiful, manipulative twenty-three-year-old. Trapped by desire and ego, Kumar divorces Amrita. They had no children together. He marries Brittney and soon becomes a father of two, believing he has finally achieved the life he wanted. But success comes at a cost.
Kumar is indicted for IRS tax fraud, exposing a far darker truth. Brittney’s past is riddled with abuse, manipulation, greed, and a pattern of deadly relationships driven by life insurance schemes. As Kumar is sent to prison, a chain of murders, conspiracies, and betrayals unfolds—pulling in Jason, Zack, law enforcement, and federal investigators.
What follows is a relentless unraveling of lies.
Brittney is exposed as a serial manipulator responsible for multiple deaths, including her husbands and lovers. Jason, falsely imprisoned for murder, is ultimately freed. Brittney is sentenced to life in prison—only to face terminal cancer soon after.
In a final twist of fate, compassion replaces hatred.
Amrita and Kumar take responsibility for Brittney’s children, offering them stability and love. Brittney spends her final weeks not behind bars, but at home with her children, forgiven but not absolved—accepting karma with peace.
KARMA is not just a crime thriller—it is a meditation on human weakness, forgiveness, and moral reckoning. It explores how greed, lust, and ambition destroy lives, while humility, love, and responsibility rebuild them. In the end, no one escapes karma—but some are redeemed by it.
KARMA is a gripping psychological crime thriller about ambition, betrayal, and the inescapable consequences of our choices. When Amrita Patil, a wealthy but emotionally fragile hotel executive in Indiana, marries a much younger Indian IT engineer, Kumar, their union promises stability and hope—but greed and desire soon destroy it. After Kumar abandons Amrita for a seductive employee, his life unravels into IRS fraud, murder conspiracies, and a web of lies orchestrated by a manipulative woman with a deadly past. As federal investigations expose serial deception, false convictions, and insurance-driven murders, lives are shattered—and rebuilt—through truth, forgiveness, and sacrifice. Dark, emotional, and deeply human, KARMA is a powerful reminder that no one escapes the price of their actions, but redemption is still possible at the end.
Reviews
Editorial Reviews
Reviews
Reader reviews
Trialers
Video trailer
View Samples
Sample chapter
Character Profiles
MEET THE CHARACTERS
By Dr. Naeem Meo
An immigrant’s American dream. A marriage built on gratitude, and another built on illusion. A fall from success that lands somewhere no one saw coming — and a slow, hard-won journey back toward the truth. Karma follows what happens when trust is misplaced, when the past refuses to stay buried, and when the people we hurt turn out to hold more grace than we ever deserved. Meet the people who carry this story — and discover just how much each of them is willing to risk before the final page.
Kumar
“He left everything behind for the promise of a new life — and years later, he’ll have to learn all over again what he’s willing to lose to reclaim it.”
ROLE IN THE STORY
A software engineer who came to America from a small village near Delhi, Kumar builds a life, a marriage, and a business through sheer determination, only to watch it all unravel when ambition and a fateful choice lead him somewhere he never imagined.
PERSONALITY
Hardworking, humble, and quietly driven, Kumar carries the instincts of a man who has never taken stability for granted. He is capable of great loyalty and devastating mistakes in equal measure, and he knows it.
BACKGROUND
Raised in poverty as the eldest of four children, Kumar became the first in his family to attend college, chasing an American dream that eventually leads him to marriage, entrepreneurship, and a hard-won version of success.
WHAT DRIVES THEM
Building a life worth the sacrifices his family made for him — and later, reckoning honestly with the choices that cost him nearly everything.
WHY YOU’LL WANT TO KNOW THEM
What does it cost a man to get everything he ever wanted — and what does it take to earn it back once he’s lost it?
Amrita
“She gave him everything he needed to build a life — and even after he walked away from her, her grace never runs out.”
ROLE IN THE STORY
Kumar’s first wife, Amrita is the steady, capable woman whose family and business sense make his American dream possible, long before the story tests just how far her compassion really extends.
PERSONALITY
Composed, intelligent, and quietly resilient, Amrita carries herself with the dignity of someone who has weathered heartbreak without losing her sense of who she is. Beneath her calm exterior is a capacity for forgiveness that surprises everyone around her, including herself.
BACKGROUND
The only daughter of a successful Indiana hotel owner, Amrita grew up with privilege, business acumen, and a close-knit family — all of which she poured into building a life and a company alongside Kumar.
WHAT DRIVES THEM
Protecting what she built, understanding her own heart after betrayal, and deciding what mercy is worth extending to the people who hurt her.
WHY YOU’LL WANT TO KNOW THEM
How does a woman answer betrayal when her nature has always been to give more than she receives?
Brittney
“Charming, composed, and impossible to read — everyone who meets her senses there’s a story she isn’t telling.”
ROLE IN THE STORY
A striking, magnetic woman who enters Kumar’s life as his secretary and soon becomes far more, Brittney carries herself with an ease that makes her instantly likable — and a past that makes her impossible to fully know.
PERSONALITY
Polished, perceptive, and unnervingly calm under pressure, Brittney has a gift for reading people and giving them exactly what they want to see. That composure rarely cracks, even in the moments when it probably should.
BACKGROUND
Brittney’s early life was shaped by instability and hardship that left deep, lasting marks long before she ever met Kumar — the kind of history that explains far more about her than she is ever willing to share.
WHAT DRIVES THEM
Securing the life, and the security, she has spent years trying to build for herself, whatever that requires.
WHY YOU’LL WANT TO KNOW THEM
Is Brittney a woman shaped by a past she never chose, or something far more calculating? The truth doesn’t come easily.
Jason
“He knows exactly how Brittney’s story is supposed to sound — because he’s helped tell it before.”
ROLE IN THE STORY
A figure tied closely to Brittney’s history, Jason drifts in and out of Kumar’s life in ways that only make sense once far more of the truth comes to light.
PERSONALITY
Quiet, watchful, and difficult to read, Jason carries himself like a man used to staying in the background — until circumstances force him into the light.
BACKGROUND
Connected to Brittney long before Kumar ever entered the picture, Jason’s history runs deeper, and darker, than anyone around him initially realizes.
WHAT DRIVES THEM
Navigating loyalties and secrets that stretch back further than Kumar can imagine, in ways that will eventually collide with his own fate.
WHY YOU’LL WANT TO KNOW THEM
What does Jason really know about Brittney’s past — and how much of it is he willing to finally tell?
Dillon
“He introduces himself as a life insurance agent. That is not, even remotely, the whole story.”
ROLE IN THE STORY
A patient, methodical man who tracks down Kumar with a claim about his ex-wife, Dillon’s real purpose reveals itself slowly — as does the true scope of what he’s been investigating for years.
PERSONALITY
Calm to the point of unsettling, professional, and relentlessly patient, Dillon has the manner of a man who has learned that the truth eventually surfaces if you’re willing to wait long enough for it.
BACKGROUND
Dillon has spent years quietly tracking a pattern most people never noticed, piecing together fragments that only make sense once laid side by side.
WHAT DRIVES THEM
Finally getting the system to listen to what he’s known for a very long time.
WHY YOU’LL WANT TO KNOW THEM
How long has Dillon really been watching, and what does he know that no one else has been willing to say out loud?
Zack
“He said he had everything handled. He didn’t — and he wasn’t the one who paid for it first.”
ROLE IN THE STORY
The accountant Kumar trusts to manage his company’s payroll, taxes, and compliance, Zack becomes the man at the center of the financial catastrophe that upends Kumar’s life.
PERSONALITY
Confident and reassuring when things are going well, evasive and self-protective the moment they aren’t, Zack is the kind of man who is easy to trust right up until trusting him costs you everything.
BACKGROUND
Hired to bring order to a growing company’s finances, Zack instead becomes the reason that company, and the people who built it, unravel.
WHAT DRIVES THEM
Protecting himself first, whatever that means for the people who once depended on him.
WHY YOU’LL WANT TO KNOW THEM
How much did Zack really know — and how far will he go to make sure the blame lands on someone else?
Paul Henderson
“He doesn’t promise miracles. He promises to find the one crack the original story missed.”
ROLE IN THE STORY
A sharp, composed criminal defense attorney, Paul becomes Kumar’s best hope for uncovering the truth buried beneath years of lies, staged evidence, and a case everyone else considers closed.
PERSONALITY
Measured, exacting, and quietly relentless, Paul listens far more than he speaks, and when he commits to a case, he commits completely. He deals in evidence, not sympathy, which makes him exactly what Kumar needs.
BACKGROUND
A veteran of Carmel’s criminal defense circuit, Paul has built a reputation for finding what others overlook in cases everyone assumed were finished.
WHAT DRIVES THEM
Reopening a case that was never as settled as it seemed, one piece of overlooked evidence at a time.
WHY YOU’LL WANT TO KNOW THEM
Can one attorney unravel a story that has already fooled almost everyone who’s heard it?
Reviews
There are no reviews yet.